Published at Thursday, December 22nd 2016. by Rose Élina in Worksheets.
Everyone is talking about saving money, living within their means, and creating a budget these days. Even though creating a budget is relatively simple to do, it does require some time and work on your part. However, this is made easier by using these three budget worksheets listed below. 1. Track Your Expenses and Spending Worksheets – Before you can create a working budget, you must first know how much you spend in a given month. You can use a weekly expenses worksheet along with a monthly expense record worksheet to track your spending and monthly expenses for 30 days. This will give you accurate information of what you actually spend each month, not just what you think you spend in each expense category.
In my research, I did find one excellent book by Marcia L. Tate titled ”Mathematics Worksheets Don’t Grow Dendrites.” She is referring to the latest in brain research that shows that boredom actually destroys dendrites (connectors in the brain). She gives 20 different strategies for improving learning and provides many different activities designed for K-8 math. I highly recommend her books. Both Marcia Tate and I are saying the same thing–don’t use boring, fill-in worksheets. We want our children growing new dendrites, not destroying them. I also offer a caution here. Many of the materials offered online for parents to help their children are nothing more than worksheets. Look before you buy. You don’t need worksheets. Use a small whiteboard instead.
Now, consider a worksheet with 6 x 8 = ____ written ten times, but in a column. The child only has to consider the entire fact of 6 x 8 = 48 once. Then the child just writes 48 in the other slots without repeating the entire fact or even thinking the entire fact. There is a huge difference between recognizing the fact 6 x 8 = 48 and have to actively think about, write, and say 6 x 8 = 48 many times. This difference is equivalent to the difference between a multiple choice question and an essay question. The copy machine brought worksheets and worksheets greatly reduced the number of times a fact was repeated. Repetition is extremely important to learning a skill. In addition to the repetition issue is the fact that the more of your five senses you use in learning, the quicker you will learn and the longer the learning will last. Writing out the entire fact as you say it, uses vision, hearing and touch. And if you use a whiteboard rather than paper, your child will be happier about writing out the facts.
Having a goal is not enough. You need a plan, and goal setting worksheets will help you organize your goals and walk you through the steps necessary for success. We have all been taught the importance of goal setting and, in truth, our everyday lives consist of a series of little goals that we are constantly setting and achieving, even though we are often not conscious of this process. Arriving at work on time, preparing for a business meeting, or even completing household chores are all examples of goal achievement. These same principles can be applied on a larger scale to help you work toward your longer term or lifetime dreams. Wanting something, or even spending a lot of time thinking about it, will not provide enough focus to motivate you to move forward with your goal. You need to write your thoughts down and create a blueprint or road map that is very specific and provides clear direction so you know exactly what you are working toward and what steps you need to take to get where you want to go.
Pleasant and Attractive. Using current word processing programs and computers allow worksheets to be created using colorful graphics that children will find very enticing. This makes them more comfortable and relaxed the worksheet can look more like a game than a test. Using this colorful format, kids are able to feel eager to learn. The most exciting part is now they are developing online worksheets that have animated graphics. These can be access on a website from anywhere they have computer access which makes it an attractive solution to entertain your child while learning.
Teaching kids to write for the first time is quite challenging. Young ones can be a handful and when introduced to something new, they always show a lot of interest but then again, let us not forget that kids are kids. We need to keep them interested otherwise they will turn their focus onto something else the moment they get bored. A writing worksheet is a tool that will help little kids learn to write correctly in cursive or manuscript format. This is a great tool that will enable teachers to create documents that will teach, hone, and develop their students’ writing skills.
These forms allow you to set both short-term and long-term goals that will help you accomplish your dreams one step at a time. You can break long-term goals into yearly, monthly, weekly, and even daily goals – after all, we can do anything if we approach it one day at a time, right? The worksheets will ask you to list the steps necessary to achieve your plan and to prioritize your actions for success. 4. Goal setting worksheets will help you design a plan of action and identify the requirements necessary to pursue your goals. Achieving a goal, particularly a larger or longer term one, takes detailed planning. By outlining the steps you can take to accomplish your dreams you will know exactly what to do and be able to approach your goals from a very practical perspective. These forms will also help you identify any obstacles you may encounter so you are prepared to deal with them and will not be surprised by unexpected problems. This is especially important if you have shared goals that you are working toward with someone else such as a spouse, business partner, or team. Goal setting worksheets will outline each person’s responsibilities and make sure everyone is on the same page when it comes to both the ultimate goal as well as the plan of action.
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