Published at Saturday, May 06th 2017. by Alair Lilly in Worksheets.
Having a goal is not enough. You need a plan, and goal setting worksheets will help you organize your goals and walk you through the steps necessary for success. We have all been taught the importance of goal setting and, in truth, our everyday lives consist of a series of little goals that we are constantly setting and achieving, even though we are often not conscious of this process. Arriving at work on time, preparing for a business meeting, or even completing household chores are all examples of goal achievement. These same principles can be applied on a larger scale to help you work toward your longer term or lifetime dreams. Wanting something, or even spending a lot of time thinking about it, will not provide enough focus to motivate you to move forward with your goal. You need to write your thoughts down and create a blueprint or road map that is very specific and provides clear direction so you know exactly what you are working toward and what steps you need to take to get where you want to go.
Worksheet Warning! Whatever you do, do not use worksheets excessively. This will become very tedious to your child and will take the fun out of learning. Once your child has their facts memorized, use worksheets only occasionally unless your child sees worksheets as a challenge and loves to do them. Some children truly love the challenge of ”beating their time” on timed math worksheets. If this is the case, give them all they want!
3. It will help if the worksheets are well-illustrated. Use of cartoon characters would make it more interesting for a child. Encapsulating common situations encountered at home, school, in the market place etc and using common objects known to children would make the worksheets more relevant. 4. Try to supplement each worksheet with a real-life activity. For example after a worksheet on counting, you can ask the child to pick out 3 biscuits and 2 carrots from many. 5. Remember, a child is learning many new things at once. A child of this age has an amazing capacity to learn many new things fast. He can also forget them equally fast. Doing many interesting worksheets with cartoons etc would be fun for him and would help continually reinforce what is learnt. 6. Give positive feedback and encourage a child. His finer motor skills are just developing. Do not expect or try for perfection. Do not give any writing exercise too early i.e until he is fully comfortable with holding a pencil. Spend sufficient time and continually reinforce the learning in day-to-day situations. Most importantly, it should be fun for the teacher and the taught!
Everyone is talking about saving money, living within their means, and creating a budget these days. Even though creating a budget is relatively simple to do, it does require some time and work on your part. However, this is made easier by using these three budget worksheets listed below. 1. Track Your Expenses and Spending Worksheets – Before you can create a working budget, you must first know how much you spend in a given month. You can use a weekly expenses worksheet along with a monthly expense record worksheet to track your spending and monthly expenses for 30 days. This will give you accurate information of what you actually spend each month, not just what you think you spend in each expense category.
Advantages of a Financial Planning Worksheet. What’s great about these worksheets is that there is nothing you can forget. Everything that may be counted as an income or a payment is filled in. All you have to do is to complete the boxes with the actual amounts of money you earn or you spend on something. The worksheet would most often remind you that every month there are unpredictable expenses and you should put a sum of money aside in case something unpredictable happens. You would be advised to put aside about five per cent of your income but you’d better begin with about twenty per cent. In the end of the month, if there have been no unforeseen problems you would have saved a large amount of money and you would be able to make a deposit where you would store your future savings.
2. Monthly Financial Report Worksheet – After you have tracked you spending you are now ready to fill out a monthly financial report worksheet for that 30 day period. On this worksheet you will record you income for the month along with your spending in each expense category. After you have subtracted your total expenses from your net spendable income, you will see if you have an excess or if you where short for that month. 3. Monthly Budget Worksheet – Once you complete the monthly financial report for the past month, you are ready to create your monthly budget for next month using a monthly budget worksheet. On this worksheet you will record all your monthly bills, including the amounts and the due dates. You will also allow a certain amount of money for all other expense categories based on your previous monthly financial report. If you operated last month in the red, you will want to look at where you can cut your spending this month so you have a balanced budget with a little excess at the end of the month. So, as you can see, creating a monthly budget is pretty simple if you use these three must-have budget worksheets. It takes some time and work but living within your means is such a great feeling.
Why to Choose a Financial Planning Worksheet. The worksheets are recommendable mainly because they are free and they are extremely easy to use. It is not necessary for you to have graduated for a finance school. All you have to do is devote some of your time in filling in the worksheet. Once you’ve done this it would become easier and easier every time you do it. After about six months you may go on to a more sophisticated planner that has more options.
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